The Independent Campus Learning Independent Curriculum (MBKM) policy that the Ministry of Education and Culture has set has required universities to synergize with practitioners and relevant government agencies to prepare competent graduates ready to take part in the world of work.
One of the factual issues is the development of digital financial technology, which continues to be supported by the government. In this case, FEB UNISMA held a focus group discussion on the MBKM curriculum with the theme "Building Professional Human Resources in the Digital Finance Era" on Wednesday, 10 August 2022. This activity was presented by Dr. Sutan Emir Hidayat, MBA (Director of Sharia Ecosystem Infrastructure KNEKS), Dr. M. Sholeh Nurzaman (Head of Sharia Finance HR Development Division of KNEKS), Sudarmawan Samidi, Lc., M.Mgt (Policy Analyst of Sharia Finance HR Development of KNEKS) and Wachid Asad Muslimin (Executive Director of Alami Institute).

In his remarks, Sutan Emir said that changes in digital technology had demanded new skills, which are expected to support the government's mission to achieve superior human resources for the golden generation by 2045. Changes in digital technology also impact the Islamic finance ecosystem, so the government also focuses on developing a sharia finance ecosystem that is conducive to preparing Indonesia as the world's Islamic economic and financial center.
Meanwhile, in her speech, Nur Diana said that the curriculum is the heart of the development of FEB UNISMA graduates. The Faculty of Economics and Business Unisma is committed to creating human resources to support advanced Indonesia. One aspect highlighted in the curriculum is the development of digitalization in the Islamic finance industry. Mastery of Islamic finance science will be more complete with the mastery of the technology used in it. This will realize the quality of human resources needed by the world of the Islamic finance industry.
In the discussion of the MBKM curriculum, Nurzaman said that to realize professional human resources in Islamic finance, this was achieved by collaborating with various institutions, both the government and the private sector. This is realized by making a sharia economics curriculum. The intended curriculum is a curriculum that is relevant to the needs of the Islamic finance industry. With the relevant curriculum, it is hoped that competent HR will be born in the field of Islamic economics but also able to solve various problems of Islamic economics in Indonesia so that HR understands the concept and its implementation well.

Meanwhile, Sudarmawan said that the development of the Islamic economics and finance undergraduate study program could be improved by evaluating the curriculum by the latest developments in the industry and digital adoption in it. In addition to improving competence in various sectors of Islamic finance, curriculum development can be complemented by holding an expert certification program. In response to the MBKM program, KNEKS has prepared program guidelines such as research, village projects, entrepreneurial activities, humanitarian projects, teaching in schools, student exchanges, independent projects, and internships.
Regarding the curriculum review in the FEB UNISMA environment, Sudarmawan said it was perfect, structured, and adaptive to the development of digital technology and the demands of the MBKM policy.
Meanwhile, from practitioners, Wachid (PT Alami) said that one of the impacts of technology adoption in the financial industry is the emergence of financial technology. The opportunity in managing fintech is vast because it can reach more widely and efficiently than banking. In addition, technology encourages the disruption of banking institutions. The broader community still minimally knows the issue of Islamic finance due to low Islamic financial literacy. Many Indonesian Muslim communities do not guarantee that Islamic financial institutions can grow significantly. As one of the sharia financial technologies, PT Alami Institute is committed to preparing superior human resources through collaboration with various universities to prepare superior human resources in Islamic finance that are adaptive to the development of digital technology.

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